Privacy Policy

    At Wealth Calc, protecting the privacy and security of our visitors is one of our core commitments. This Privacy Policy outlines the types of information collected, how it is used, and the privacy safeguards we implement across our platform.

    If you have any questions or require further details regarding our privacy practices, please reach out to our team through our Contact Page.

    1. Client-Side Calculations & Local Privacy

    Wealth Calc is built with a privacy-first architecture. All calculation inputs (such as your investment amounts, salary figures, loan values, interest rates, and financial goals) are processed locally inside your web browser.

    We do not collect, transmit, or store your personal calculation data on our backend servers. Any session-level calculations or comparison states are maintained solely in your browser's local memory and are automatically cleared when you reset the calculator or close your browser tab.

    2. Server Log Files

    Like standard web platforms, Wealth Calc utilizes hosting server log files. These files record general technical data when visitors access the website, including internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamps, referring/exit pages, and click counts.

    This technical data is not linked to any personally identifiable information. It is utilized solely for system administration, traffic analysis, performance monitoring, and ensuring infrastructure security.

    3. Cookies and Web Beacons

    Wealth Calc uses cookies to enhance your browsing experience, remember site preferences (such as selected currency format or UI theme), and understand how visitors interact with our pages.

    You have full control over cookie preferences and can choose to disable or selectively block cookies through your individual browser settings. Detailed instructions on cookie management can be found on your specific browser's help documentation.

    4. Google Analytics

    We use Google Analytics, a web analytics service provided by Google LLC, to gather aggregate, anonymized traffic data (such as page visit counts, average session durations, and device categories). This helps us understand which calculators and articles are most helpful and where we can improve site performance.

    Google Analytics operates using cookies that collect non-personally identifiable usage statistics. You can learn more about how Google handles analytics data by reviewing the Google Privacy Policy. To prevent your data from being used by Google Analytics, you can install the official Google Analytics Opt-out Browser Add-on.

    5. Google AdSense & Advertising Disclosures

    Google is a third-party vendor on our website that serves advertisements to help keep Wealth Calc free and accessible to everyone. Google uses cookies, including the DoubleClick DART cookie, to serve relevant ads to visitors based on their visit to Wealth Calc and other websites across the internet.

    6. Affiliate & Partner Disclosures

    To support ongoing development and maintenance of our free tools, Wealth Calc participates in affiliate and partner marketing programs (such as the Amazon Associates Program and verified financial tool affiliate networks).

    Some of our resource links, featured book suggestions, and partner tools are affiliate links. This means that if you click an affiliate link and make a purchase or subscribe to a service, Wealth Calc may receive a small commission at no additional cost to you.

    Our editorial integrity and tool calculation logic remain completely independent. We only recommend books, resources, and tools that provide genuine educational value to our users.

    7. External Links to Third-Party Sites

    Our website may contain hyperlinks to external websites, commercial bank portals, government savings schemes, and educational resources. When you follow an external link, you leave Wealth Calc and enter a third-party website governed by its own independent terms of service and privacy policies.

    We encourage users to review the privacy policies of any third-party websites they visit before providing personal information.

    8. Children's Information (COPPA)

    Protecting children's online privacy is of the utmost importance. Wealth Calc does not knowingly collect or request any Personal Identifiable Information from children under the age of 13.

    If you believe that a child has inadvertently submitted personal information on our platform, please reach out via our Contact Page, and we will promptly remove such information from our records.

    9. Your Data Protection Rights

    Depending on your jurisdiction, you may have rights under data privacy laws (such as GDPR or CCPA) regarding your personal information, including the right to request information on collected data, request corrections, or object to certain processing activities.

    Since Wealth Calc does not maintain user account registries or collect personal calculation entries, we minimize data storage to the absolute minimum necessary for website functionality.

    10. Consent & Updates

    By using our website, you hereby consent to our Privacy Policy and agree to its terms. We reserve the right to update or revise this policy periodically to reflect evolving legal, technological, or operational standards.

    For any questions or privacy inquiries, please contact us through our Contact Page.