Disclaimer

    1. General Educational & Informational Purpose

    All information, financial tools, calculators, comparison charts, and articles published on Wealth Calc are provided in good faith for general informational, educational, and self-learning purposes only.

    Wealth Calc makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the website or the information, calculations, or related graphics contained on the website for any purpose. Any reliance you place on such information is strictly at your own risk.

    2. Not Registered Financial Advisors

    Wealth Calc is not a registered financial advisor, investment consultant, portfolio manager, broker-dealer, or tax consultant with any regulatory authority.

    The content, tools, and simulations provided across this platform do not constitute personalized financial planning, legal, investment, or tax advice. We do not provide specific stock tips, fund recommendations, or wealth management mandates. We strongly encourage you to consult a licensed, certified financial planner (CFP) or qualified financial advisor before executing any investment, borrowing, or financial decisions.

    3. Mathematical Estimations & Projection Warnings

    The results, schedules, visualizations, and interest projections generated by our calculators (including SIP, Lumpsum, SWP, Goal Planners, Prepayment Simulators, and Loan Amortization tools) are derived from mathematical formulas and user-supplied parameters.

    Important Note on Investment Projections:

    These calculations represent hypothetical scenarios and estimated simulations. They do not constitute a guarantee of future returns or capital security. Actual financial outcomes may vary significantly due to market volatility, interest rate adjustments, compounding frequency changes, inflation, and tax regulations.

    4. Interest Rates & Banking Data

    Interest rates for Fixed Deposits (FD), Recurring Deposits (RD), Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), and loans displayed on Wealth Calc are compiled from publicly available banking portals, official circulars, and notifications.

    While we strive to keep interest rate data accurate and updated, financial institutions and regulatory bodies (such as central banks and governments) may revise interest rates periodically without prior notice. Users must verify the prevailing official rates directly with the respective bank or financial institution before making any deposits or investments.

    5. External Links & Affiliate Disclosures

    Wealth Calc may contain hyperlinks to external third-party websites, partner services, book recommendations, or financial platforms. Some of these outbound links may be affiliate links, meaning Wealth Calc may receive a small commission if you choose to make a purchase or subscribe, at no additional cost to you.

    While we endeavor to provide only high-quality, reputable resources, we have no control over the content, privacy practices, or availability of third-party websites. The inclusion of external links does not imply an endorsement or recommendation of all content found on those sites.

    6. Limitation of Liability

    In no event shall Wealth Calc, its developers, or its contributors be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of, or inability to use, the website, tools, or information provided herein.

    7. Consent & Inquiries

    By using our website, you hereby acknowledge and consent to this Disclaimer and agree to its terms. If you do not agree with any part of this disclaimer, please discontinue the use of our tools and services.

    If you have any questions or require further clarification regarding our disclaimer, please reach out to us through our Contact Page.